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你现在和很多人一样, caring for an older adult and perhaps being asked to make decisions you never expected. You need information, guidance and peace of mind. We understand what you're going through, and we're here to help.
If you have any questions about the Medicare options offered by 蓝十字 and Blue Shield of New Mexico, 请 现金赌场娱乐充值 to talk one-on-one about your unique situation.
You may need to address these items to decide which type of Medicare plan is right for them. If they are still working and planning to retire, have them ask their benefits administrator whether they're eligible for Medicare benefits and learn about their options.
Gather records and information for the person you are helping.
Current health and prescription drug needs
If they are currently enrolled in a Medicare plan, you will want to discuss if it's still the best plan or if they should switch to another plan. 使用这个图表来确认他们的决定.
|Their plan may still meet their needs if any of these is true:||Consider switching to another plan if any of these is true|
|They don’t currently take any prescription drugs.||他们需要更多的保险|
|They use the same prescription drugs as last year and they are still on the plan’s formulary||他们需要一个低成本的计划.|
|Their costs (保费, deductible, 元钱), while 不同的，仍然在他们的预算之内.||Their current plan may not cover their prescription drugs next year.|
|If their current plan still meets their needs, don’t worry; they don’t need to do anything.||Select a plan to meet their current needs.|
If they decide to change plans, review the 入学时间 看看他们什么时候能做出改变.
确保他们 有资格申请网上现金赌场论坛 and that they live where the plan they are interested in is available. 看看计划选择.
Make sure the following meets their needs:
Caring for yourself-while caring for others-can be a challenge. Here are ways to avoid putting yourself last while being a caregiver or Medicare coach:
We're on hand to answer your caregiver questions at any time.